HDFC Diners Club Black Credit Card Review

HDFC Diners Club Black is one of the best super premium international credit cards offering numerous benefits powered by diners club international.  Excellent features of this credit card make it one of the top choice credit cards. So, if you are a frequent traveler or flyer then this is a must-have card in your wallet.HDFC Diners Club Black Credit Card Review

Important features of HDFC Diners Club Black Credit Card

  • Annual Membership fee: Rs. 5000 + Applicable Taxes
  • Spend Rs. 5L in 12 Months and get Renewal Fee waived for the next renewal year.
  • Unlimited Lounge Access to over 700+ Lounges in India and worldwide
  • Lowest Foreign Currency Markup: 2 %
  • 1 Reward Point = Re 1

Welcome Benefits and features of HDFC Diners Club Black Credit Card

  • Card holders get a welcome gift of 5,000 Reward Points on paying the annual fees. So basically you have to pay only GST/Taxes.

Renewal Benefit

  • 5000 Reward Points but is applicable only after the membership fee is realized and not applicable when the fee is waived off.

Rewards Points: Enjoy additional Savings All Year Long

  • Earn 5 Reward Points for every Rs. 150/- retail spends
  • Earn 50, 10x Reward Points on every Rs. 150 spent.

Must Read: HDFC Bank Diners Club Premium Credit Card Review

  • 1 Reward Point equals to Re. 1
  • Savings up to 33 %
  • The capping of reward points is only on the accelerated 10X program and not on any other spends which follow the Regular reward points.

Enjoy 10X Reward points on SmartbuyHDFC Bank Diners Club Premium Credit Card

(This offer is valid from 1st to 30th June 2019)

  • The Maximum reward points earned per month is 15,000. (Newly Added)
  • The Maximum reward points earned per statement cycle under this program is 25,000. (Still running and valid upto 30 June)
  • Enjoy 10X Reward Points on all purchases in SmartBUY while you Compare and Shop, Compare and Fly and with brands such as Cleartrip, Yatra, Flipkart and many more.
  • This offer is in addition to 10X offer on Partner Brands like Tata CLiQ, MakeMyTrip, Treebo Hotels, Furlenco, Swiggy, BookMyShow, Uber, SOTC and BigBasket. Click Here for details.
  • Only select hotels bookings on MakeMyTrip between 26th April and 30 June 2019 are eligible for 10X Rewards.

Reward Points Redemption: 3 Ways of Redeeming Reward Points

  1. For booking Air Tickets and Hotels across 150+ Airlines and choice of hotels (Domestic and International) at Smartbuy Compare & Fly  (1 Reward Point = Re 1 )
  2. For AirMiles across British Airways Executive Club (Avios), Singapore Airlines (KrisFlyer Miles), Jet Airways (JPMiles), or Club Vistara.
  3. Redeem Reward Points on exclusive Reward Redemption Catalogue for HDFC Bank Diners Club Black Credit Cards.

* Reward points are valid only for 3 years from the date of accumulation.

Global Value Program at Rs.199 Annual Fee and enjoy below benefits (A Must have addon if you are going for foreign trip).

  • Welcome Benefit: 500 Bonus Reward Points on 1st International Transaction
  • Milestone Benefit: Get Rs.2000/- worth Yatra voucher once you accumulate International spends of Rs.1,50,000/- in a year
  • Cashback Benefit: 1% Cashback on all International transactions

Lifestyle benefits

  • Travel Concierge: 24×7 accessible concierge services for your travel needs. All your exclusive booking needs will be taken care of by the concierge while you enjoy the exciting moments.
  • Hotel Referral and Reservation Assistance
  • Flower and Gift Delivery Assistance
  • Car Rental and Limousine Referral and Assistance
  • Courier Service Assistance
  • Business Services

Fine Dining benefitsHDFC Diners Club Black Credit Card 10x Rewards Fine Dining benefits

  • Dining Offers: Embark on a delectable journey where you can enjoy a 15% discount and more at the finest restaurants. With exclusive offers and rewards in every bite, gift yourself and your family an enjoyable dining experience. Click hereto locate offers near you.
  • Global Dining Offers: Revel in special Diners Club rewards and world-class experiences in dining, travel and entertainment. Diners Club Privileges has more than 1,400 offers with partners in over 70 diverse countries to enhance every leg of your journey. Click here to locate Diners Club Privileges.

Golf Games

  • 6 Complimentary Golf games (Green fee waiver) per quarter around 20 golf courses in India and 40 golf courses world over.
  • For Domestic Golf Courses details, click here.
  • International Golf Courses (Handicap certificate mandatory), click here.

Airport Lounge Access – Unlimited on Domestic & International


  • Air Accident Cover of Rs. 2 Crore.
  • Emergency Medical Expenses Cover of up to Rs. 50 Lacs
  • Credit Liability Cover of up to Rs. 9 Lacs
  • Travel Insurance Cover of up to Rs. 50,000 on baggage delay. It is Capped to 10$ per hour restricted to 8 hours.
  • Click here For the Policy Cover
  • All the above insurance covers are available to the Primary card holder only.
  • Travel Insurance provided shall be valid for International Travel only.
  • Maximum Trip Duration is restricted to 30 Days.

Therefore, HDFC Diners Club Black Credit Card saves you 33% on most of your travel & shopping expenses as compared to HDFC Bank Diners ClubMiles, HDFC Bank Diners Club Premium which saves 13% and HDFC Bank Diners Club Rewards saves only 6%.

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