HDFC Diners ClubMiles Credit Card Review

The HDFC Bank Diners ClubMiles Credit Card is a popular premium card best suited for regular travelers. This card helps you to make your travel experience even better and provides lots of benefits such as miles exchange offer, travel concierge service, lounge access and many more.HDFC Diners ClubMiles Credit Card Review

Features of HDFC Diners ClubMiles Credit Card

  • First year and Renewal Membership Fee: Rs. 1000/- + Applicable Taxes ( Annual fee)
  • Spend Rs. 1 Lacs in 12 Months and get Renewal Fee waived for the next renewal year.
  • Interest Rate: 3.49 % per month
  • Foreign Exchange Markup fee: 3 % + GST
  • Reward Points Redemption: On HDFC Diners Voucher: 1 Point is equals to Rs.0.50. The reward Rate is 1.3 %.

On Airmiles: 1 Point is equal to 1 Airmile or Hotel Point. The reward Rate is 2.6 %.

  • Partners to redeem Airmiles : The British Airways Executive Club, Jet Airways, Kris Flyer and Club Vistara

Welcome benefit and features of HDFC Diners ClubMiles Credit Card

  • Card holders get a welcome gift of 1,000 Reward Points.

Renewal Benefit

  • 1000 Reward Points but is applicable only after the membership fee is realized and not applicable when the fee is waived off.

Rewards Points: Enjoy additional Savings All Year Long

  • Earn 4 Reward Points for every Rs. 150 retail spends.
  • Earn 40, 10x Reward Points on every Rs. 150 spent.
  • Value of each point is equals to Re. 0.50
  • Savings up to 13 %

Enjoy 10X Reward points on Smartbuy

  • This offer is valid from 1st to 30th June 2019.
  • Maximum reward points earned per month is 5000.
  • Enjoy 10X Reward Points on all purchases in SmartBUY while you Compare and Shop, Compare and Fly and with brands like Cleartrip, Yatra, Flipkart and many more.

Must Read: HDFC Bank Diners Club Premium Credit Card Review

  • This offer is in addition to 10X offer on Partner Brands such as Tata CLiQ, MakeMyTrip, Treebo Hotels, Furlenco, Swiggy, BookMyShow, Uber, SOTC and BigBasket.
  • Only select hotels bookings on MakeMyTrip between 26th April and 30 June 2019 are eligible for 10X Rewards.

Reward Points Redemption

  • Redeem Reward Points on exclusive Reward Redemption Catalogue for HDFC Bank Diners Club miles Credit Cards.
  • Redeem reward points for booking Air Tickets and Hotels across 150+ Airlines and choice of hotels (Domestic and International) at hdfcbankdinersclub.in. (1 Reward Point = Re 0.50 )

Global Value Program at Rs.199 Annual Fee and enjoy below benefits

  • Welcome Benefit: 500 Bonus Reward Points on 1st International Transaction
  • Cashback Benefit: 1% Cashback on all International transactions
  • Milestone Benefit: Get Rs.2000/- worth Yatra voucher once you accumulate International spends of Rs.1,50,000/- in an year

Lifestyle benefits

  • Travel Concierge: 24×7 accessible concierge service for your travel needs.
  • Dining Offers: You can treat your taste buds and enjoy 15% discount and more at the finest restaurants. With exclusive offers and rewards in every bite, gift yourself and your family an enjoyable dining experience. Click here to locate offers near you.
  • Global Dining Offers: Revel in special Diners Club rewards and world-class experiences in dining, travel and entertainment. Diners Club Privileges has more than 1,400 offers with partners in over 70 different countries to enhance every leg of your journey. Click here to locate Diners Club Privileges.

Airport lounge access

  • You get up to 6 Complimentary accesses to more than 700 Lounges Worldwide in a calendar year.
  • Lounge access is Complimentary only for the Primary Card Holder.
  • For the list of lounge click here.

Exclusive Monthly Deals on Lifestyle and Travel

Insurance

  • Air Accident Cover of Rs. 1 Crore.
  • Emergency Medical Expenses Cover of up to Rs. 25 Lacs
  • Credit Liability Cover of up to Rs. 9 Lacs
  • Travel Insurance Cover of up to Rs. 50,000 on baggage delay. It is Capped to 10$ per hour restricted to 8 hours.

Therefore, HDFC Diners ClubMiles Credit Card launched by HDFC bank is a card with lots of benefits including travelling, dining etc. The membership fee is reasonable as well as Reward Point rate is also good. So, you must go for this card if you are a frequent traveler.

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