HDFC Regalia First Credit Card Review

In the range of premium credit card, HDFC launched HDFC Regalia First Credit Card. this credit card comes with benefits and exclusive privileges for its consumers such as benefits on shopping, entertainment and travel. So, in this post you will get all the vital details regarding HDFC Regalia First Credit Card.HDFC Regalia First Credit Card Review


Main Features of HDFC Regalia First Credit Card

  • First year and Renewal Membership Fee: Rs. 1000/- + Applicable Taxes
  • Spend Rs. 1 lacs in 12 Months and get Renewal Fee waived for next renewal year.
  • 3 International lounge access via Priority Pass and 8 Domestic Lounge access via MasterCard / Visa variant.
  • Foreign Exchange Markup fee: 2 %
  • Reward Rate: ~0.8 %
  • Interest Rate: 3.49 % per month
  • Credit Shield: 5 Lacs
  • 1 Reward Point is equal to Rs. 0.30

Welcome Benefits and Features of HDFC Regalia First Credit Card

  • Card holders get a welcome gift of 1,000 Reward Points.

Renewal Benefit

  • 1,000 Reward Points (Applicable only after the membership fee is realized and not applicable when the fee is waived off).

Annual Spends Benefit

  • Earn 7,500 Reward Points on annual spends of Rs. 6 Lacs or more in each anniversary year.
  • 5,000 Reward Points on annual spends of Rs. 3 Lacs or more in each anniversary year.
  • 2,500 Reward Points when you achieve Rs 6 Lacs in the same anniversary year.

Must Read: HDFC Diners Club Black Credit Card Review

  • If you spend 6 Lacs in a year, you can get reward rate as good as 1.2 %.
  • Reward points are valid only for 2 years from the date of accumulation.

Rewards Points

  • Earn 4 Reward Points for every 150 spent.
  • 1 Reward Point = Rs. 0.30

How to Apply for Priority Pass

  • Priority Pass membership card will be provided when requested using request form or through customer care.
  • Regalia First card holder needs to complete at least 6 transactions in the last 60 days.
  • Once you have completed 4 transactions in the last 60 days, you can use this link to apply for Priority Pass.

Rewards Points Redemption

  • Accumulate and redeem Reward Points for Travel bookings on
  • Get exciting gifts from an exclusive rewards catalogue.
  • You can also convert Reward Points into AirMiles of leading domestic and international airlines.

Exclusive Dining Privileges

  • Experience the Good Food Trail Dining program at premium restaurants across top cities. To discover the privileges click Here.

Airport Lounge Access – Domestic & International 

Access via Priority Pass Membership 

  • Get a complimentary Priority Pass Membership for preferential access to over 1000+ airport lounges around the world.
  • 3 complimentary access to Priority Pass lounges outside India in a calendar year. (shared between Primary & Add-on cards)

Access via Visa / MasterCard Lounge Access Program

  • 8 complimentary lounge access per calendar year.

Fuel Surcharge Waiver

  • Convenience fee waiver of 1% on all fuel transactions.
  • The waiver on convenience fee is applicable only for fuel transactions between Rs. 400 to Rs. 5000.

Comprehensive Protection

  • Air Accidental death:In case of death in an Air accident, your nominated kin will receive a compensation of Rs. 50 lacs. Click Here to update your nominee details.
  • Emergency Overseas Hospitalization: Protection worth up to Rs. 10 lacs against any medical emergency when you are travelling, and are outside your home country.
  • Credit liability cover: Cover of up to INR 500,000.
  • All the above insurance covers are available to the Primary card holder.
  • Maximum Trip Duration is restricted to 30 Days.

Therefore, HDFC Regalia First Credit Card with international lounge access and enabled for Contact less Payment Technology. This feature facilitates fast, convenient as well as secure payments at retail outlets. So, you can choose this credit card to enjoy amazing offers.

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