IndusInd Bank Celesta Credit Card Review

IndusInd Bank Celesta Credit Card is one of the popular credit cards offered by IndusInd Bank. This is an American Express card and offers various benefits related to Lifestyle, Entertainment, Travel and lot more to cardholders.IndusInd Bank Celesta Credit Card Review

Important features of IndusInd Bank Celesta Credit Card

  • Joining fee: 50,000 INR
  • Annual Fee: 5,000 INR
  • Interest Charge:99% (Monthly Rate), 36% (Annual Rate)
  • Foreign Currency Mark-up:5%
  • Unlimited complimentary Domestic Lounge access
  • 1 Reward Point = Re. 1

Benefits of IndusInd Bank Celesta Credit Card

Annual fee savings

  • Annual Fee will be charged at the end of 12 months from the card issue date (period).
  • This Annual fees will be reversed if spends during the period on the card account is Rs. 10 Lacs or more.

Reward Points

  • International Spends: Get 3 Reward Points for every 100 spent.
  • Domestic Spends: Get 1 Reward Point for every 100 spent.

Redemption of Rewards

  • Convert your Reward Points to Air miles with Airline Partners in the ratio of 1 Reward Point = 1 Air mile
  • Get Cash Credit in the ratio of 1 Reward Point = 1

Insurance Covers

  • Lost baggage: 1 Lacs
  • Delayed baggage: 5,000
  • Loss of passport: 50,000
  • Lost ticket: 25,000
  • Missed connection: 25,000

Complimentary Shangri-La Golden Circle Jade Membership

  • Earn GC award points with a 25% bonus at all properties of Shangri-La Hotels & Resorts
  • Choice of 3 welcome amenities

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  • Daily buffet breakfast served at Café Restaurant
  • Choice of GC award points or Airline miles on each eligible stay

Complimentary Taj Inner Circle Membership

  • 20 complimentary upgrades
  • Early check-in, late check -out
  • High-speed internet access if booking is made on www.tajhotels.com
  • 15% discount on room redemption

Discounts on Hertz

  • 10% discount on standard rates
  • One car class upgrade on rentals of 5 consecutive days or more
  • Free additional driver for spouse/partner

American Express Connect

  • Get new and exciting Hotel and Travel offers every month on the American Express Connect platform.
  • Up to 10% discount on participating hotels.

Dining Benefits:

Sumptuous Beginnings

  • Get 2500 off on your total bill amount around the year and dig into mouthwatering meals at exclusive restaurants.
  • Complimentary pick-up and drop by Uber for a hassle-free experience
  • To avail the offer click here

Complimentary Dineout Plus Membership

  • Get a complimentary Dineout Membership
  • Enjoy 25% flat off at the most premium restaurants
  • Option to dine at 250+ five star properties across India

Taste by American Express®

  • Serves up over 600 specially selected restaurants from around the world.
  • 20% off on your food bill to a complimentary bottle of wine.
  • An appetizer from the à la carte menu
  • For more offers Click here

Entertainment

  • Avail 2 complimentary Première Class movie tickets every month.
  • 20% off on BookMyShow on Events and Theatre bookings.
  • Buy one movie ticket and get the other one free.
  • Avail up to 3 free tickets in a month.
  • Get an additional 50 off on selecting the F&B option

Lifestyle

  • Private Designer Consultation
  • Air Chopper Service

Complimentary Golf Program

  • 3 Complimentary Golf Games per month
  • 3 Complimentary Golf Lessons per month

Other Benefits

  • 24X7 Concierge Assistance
  • Fuel surcharge waiver for transactions between 400 and Rs. 4000
  • Business Add-On card

Therefore, you can go for IndusInd Bank Celesta Credit Card if you have sufficient budget to pay joining fee and then enjoy numerous benefits.

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