IndusInd Bank Crest Credit Card Review

IndusInd Bank Crest Credit Card is one of the highly reckoned cards offered by IndusInd Bank. This card offers you a plethora of premium and best of the class benefits such as travel, wellness & lounge experiences, dining and many more.IndusInd Bank Crest Credit Card Review

Main Feature of IndusInd Bank Crest Credit Card

  • Joining Fee:  INR 1 Lacs
  • Annual Fee and Add On Card fee: INR 10,000
  • Fees will be levied in the first monthly bill of the customer.
  • Interest Charge: Monthly Rate- 2.99%, Annual Rate- 36%
  • Foreign Currency Mark-up: 3.5%
  • Complimentary lounge access, with 2 free visits. Usage Charge at LoungeKey: Up to US$27 per person per visit above complimentary visit.
  • 1 Reward Point = 1 Air mile/ Re. 1

Benefits and features of IndusInd Bank Crest Credit Card

Reward Points

  • Earn 2.5 Reward Points on every 100 spent on international transactions. (2.5% Saving)
  • Earn 1 Reward point on every 100 spent on domestic transactions. (1% Saving)

Redemption of Reward Points

  • Indulge in luxurious stays with Oberoi Hotels & Resorts Stay vouchers
  • Splurge with your Genesis Luxury Vouchers
  • Fly higher with Airline Miles on partner airlines
  • Convert your Reward Points to Airmiles with our Airline Partners in the ratio of 1 Reward Point = 1 Air mile
  • Get Cash Credit in the ratio of 1 Reward Point is equal to 1


  • Avail 2 complimentary Première Class movie tickets.
  • Use the promotion code sent to your registered email id & Mobile number.
  • You will get promotion code within 15 days of payment of Joining Fee.
  • 20% off on BookmyShow on Events and Theatre bookings.

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  • Buy one movie ticket and get the other one absolutely free.
  • Avail up to 3 free tickets in a month.
  • Get an additional `50 off on selecting the F&B option.
  • Offer valid on all theaters registered with BookMyShow across all major cities.

Airport Privileges

International Airport Lounge Access

  • International Airport Lounge Access to over 850 lounges in more than 400+ airports over 120 countries worldwide.
  • Complimentary lounge access, with 2 free visits per cardholder per calendar quarter. Guest visits are chargeable at USD 27 per person, per guest.
  • Complimentary refreshments and snacks
  • For the list of lounge, click here

MasterCard® Airport Concierge

  • Receive a personal, dedicated Meet & Greet agent to escort you from curbside to aircraft gate with a 15% discount on Meet & Greet services.

Airport By Invitation

For Departure

  • Private departure lounge with refreshments and wait staff.
  • Luggage checked-in and taken from the lounge.
  • Airline check-in and all security procedures.

On Arrival

  • Private, chauffeured car waiting on the tarmac to take you from the aircraft to the VIP suite.
  • Luggage delivered directly to you in your private lounge

Other services

  • Lounge Bookings
  • Tarmac Transfers
  • Train Bookings (major U.K. rail stations including Eurostar in St. Pancras and Gare Du Nord only)
  • Airport Courier

Dining Benefits

  • Get 2500 off on your total bill amount around the year and experience mouthwatering meals at 100+ exclusive restaurants
  • Complimentary pick up and drop by Uber for a hassle-free experience.
  • For bookings visit
  • Earn Green Points @ 25% on all eligible Food & Beverages spends at ITC Hotels and WelcomHotels
  • Enjoy savings of 20% while dining at Fortune and WelcomHeritage Hotels.
  • Receive 1,000 bonus Green Points* on every accumulated spend of 25,000 on Food & Beverage.
  • MasterCard epicurean experiences: Savor a world of curated dining and enjoy a complimentary glass of Champagne with your meal at specially selected acclaimed restaurants around the world.
  • Wine Privileges: Enjoy a complimentary bottle of wine with MasterCard Wine Privileges.(with a minimum spend of SGD120)

Golf Benefits

  • 3 Complimentary Golf Games and Golf Lessons per month.
  • Freedom to play and learn at the top Golf Courses in India, courtesy MasterCard®.
  • TPC Network: Experience the life of a professional golfer with Private Club Access to TPC’s leading private golf courses.


  • GENESIS LUXE CLUB – Complimentary Membership to Première Tier.
  • Earn 7.5% cash back in the form of crystals on every transaction across all 16 participating brands.
  • Enjoy invitations to exclusive events, store launches & sale previews.
  • Wedding trousseau consultation
  • Invitations to Trunk Shows

Concierge Services

  • Reservation
  • Flight Booking
  • Personnel Flower and Gift
  • Pre-trip Assistance
  • Personnel Sports and Entertainment Booking
  • 24X7 Service

Texas Medical Concierge

  • Enjoy up to 15% discount on the Medical Concierge Membership Program (Jasmine, Lotus & Orchid) that serves every family member’s healthcare needs.
  • 24X7 access to your Health Records via cloud storage.
  • Concierge health management for you and your family.
  • Meet a global specialist through our Telemedicine Video Conferencing technology options.

Max Healthcare

Discounted offers

  • 20% discount on Max Standard Preventive Health Packages
  • 15% discount on Outpatient Services
  • 5% discount on Hospitalization Services 10% discount on Eye and Dental Procedures

Complimentary Services

  • Basic Health Checkup: BP, Random Blood Sugar, BMI and Physical Consultation
  • Consultation with Aesthetic Surgeon
  • Lasik Screening
  • Consultation with Dentist
  • Overweight Management Package: Dietician consultation, BMI, BP

Advance Medical

  • Get complimentary access to more than 50,000 top doctors around the world.
  • Coverage for Self, Spouse, Children and Parents
  • Diagnosis and treatment confirmation with a quality follow-up.

Air Accident Cover

  • Get a complimentary Personal Air Accident insurance cover of up to 2.5 crores.

Emergency Cash Advance

  • On request, emergency cash advance can be provided through IndusInd Global Network Partners and is available for overseas locations only.

Emergency Card Replacement

  • With the ECR service a replacement card will be delivered to cardholder address overseas in a blocked status.

Fuel Surcharge

  • 1% waived for transactions between 400 and Rs. 4,000. GST on fuel surcharge as per standard rate shall be applicable and borne by the customer.

Hence, the long list of IndusInd Bank Crest Credit Card makes sure that you enjoy unique experience of using a credit card with numerous benefits.

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